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Financed Renovation Projects

Set In Stone is a full service construction company that has been in business since 2009. We specialize in all forms of Financed Renovation Products, as well as remodeling and construction. We are a 203K certified firm. We can manage your new construction or renovation project from beginning to end. In addition, we offer full service restoration services and insurance claim settling. Set In Stone is a licensed lead and asbestos abatement contractor and also offers mold remediation services.


A 203K loan is a renovation mortgage. This type of loan gives the home-buyer freedom to purchase and create a home that is their own. This loan is backed by the federal government with competitive rates. A 203K consultant is highly recommended for a Streamline 203K. This keeps all scopes of work in order and creates less stress for the home-buyer.

Full 203K Loan

  • Product available through VA, FHA & Conventional

  • Given to properties in need of structural or complex repairs

  • Two different ways to determine how much money will be allowed

  • Up to six months of your mortgage can be financed and used towards temporary residence

  • 203K consultant required​


  • ​​Product is available through conventional means

  • Cost-effective way to renovate or improve a home

  • Single mortgage means lower costs and typically a lower interest rate on a first mortgage

  • ​Loan amount based on "as-completed" value of the home or cost-basis (purchase money loans) whichever is less

  • Borrowers can qualify for CLTV of up to 105% with eligible Community Seconds®

Streamline 203K

  • Allows the home buyer the opportunity for additional $35K towards repairs and renovations

  • Recommended for small projects that do not require structural repairs

  • Streamlined process makes future plans trouble-free

  • Consultants are not required but recommended

Set In Stone Guidelines

  • Must provide written plan of work and cost estimates.

  • Must provide type of repairs and how they will be completed along with cost.

  • Contractor must have a written agreement confirming the completion of the work, cost estimate and time allowed.

  • Contractor must obtain all permits and complete approved renovations in accordance with state and local buildings codes.

  • Contractor must be licensed, insured, bond and 203K/FHA/HUD approved for all affected scopes of work.

Owner / President - Edward Amyot

Phone: (586) 994-6969

Edward Amyot - Contractors License # 2101205516

Residential Builder Company - License # 2102209559

Vice President - Gerod Chapple

Phone: (586) 567-5653

Gerod Chapple - Sellers License # 2105209719

RRP - Lead Certified - Set In Stone # NAT-F152541-1

Marketing Manager - Greg Amyot

Phone: (586) 212-5539

Site Manager - General Contractor

Lead Certified# - R-I-19167-15-00519


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